If you are looking for a private plan (not through an employer), you can shop during the Open Enrollment Period. The open enrollment for 2018 was from November 1 through December 15, 2017. It is only possible to enroll in individual/family health insurance during other times of the year if you have had a loss of creditable coverage. An individual can apply for Medicaid or Hawk-i coverage at any time of the year.
Small business (1-50 employees)
Large business (50-500 employees)
National accounts (Over 500 employees)
A Medicare Supplement Insurance (Medigap) policy can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles. Federal law gives you an open enrollment period in the first six months after you turn 65 (or, if you’re still employed and are covered by group insurance, six months after that ends).
Medicare Part D coverage is optional, but can be valuable if you take medications. If you don’t sign up for Medicare Part D Coverage when you’re first eligible, there may be a late-enrollment penalty .
Disability Insurance is a plan that provides for payments from 45 to 65% of gross income when disabled and unable to work. This is on a tax-free basis should illness keep you from earning an income. Every disability policy is different and should be assessed on the quality of the plan created for an individual’s needs.
Combine your vision and dental insurance with us and get the most out of your coverage. We have competitive group and individual coverage.
Review a range of options to see what makes sense for your family and budget.
Our coverage helps you leave your loved ones with the best memories and love shared; not with debts and bills. Let us review your options.
Most people purchase long term care insurance to protect assets, independence and to provide quality care. Long-term care insurance provides a pool of money for your care when you no longer can take care of yourself. It can pay for home care, assisted living facility or a nursing home. An analysis of your needs and goals can help you decide if long-term care insurance is right for you.